Highlights
Apartment Building
Cats and dogs allowed
On-site laundry
A/C
Playground
Pool
Dishwasher, refrigerator, microwave oven, garbage disposal
Updated 9 hours ago
1/29
Turtle Lake
4324 W 20th St, Panama City, FL 32405
$1,135 - $1,545
Total price1 - 3
Beds
1 - 2.5
Baths
This listing now includes required monthly fees in the total price. Learn more
Apartment floor plans
This listing now includes required monthly fees in the total price. Learn more
Matches1 Bed2 Beds3+ Beds
1 bed
1 bath700 sqft
Total price / mo
Available
Unit
$1,135
5/30/2026
C-C217
$1,135
6/13/2026
P-P258
$1,160
7/31/2026
C-C113
$1,160
Now
N-N146
$1,160
5/16/2026
P-P154
2 beds
1.5 bath900 sqft
Total price / mo
Available
Unit
$1,305
7/3/2026
U-U279
$1,305
Now
U-U284
$1,320
Now
Q-Q161
$1,320
Now
Q-Q162
$1,320
Now
U-U182
2 beds
1.5 bath1,000 sqft
Total price / mo
Available
Unit
$1,325
6/9/2026
F-F302
2 beds
2 baths1,000 sqft
Total price / mo
Available
Unit
$1,360
6/12/2026
D-D121
$1,360
6/13/2026
D-D127
Commute
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About Turtle Lake
Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.
Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.
Apartment amenities
Property amenities
- 24-Hour Emergency Maintenance
- Air Conditioning
- Bicycle Storage
- Boat/RV Parking
- Building Deposit Fee Maximum: 500
- Building Deposit Fee Minimum: 500
- Catch & Release Fishing Lake
- Ceiling Fan
- Dishwasher
- Exterior Type: Conventional
- Flooring: Carpet
- Flooring: Vinyl
- Garbage Disposal
- Laundry: Shared
- Microwave Oven
- Package Service
- Patio Balcony
- PetsAllowed
- Playground
- Range
- Refrigerator
- Storage Space
- Swimming Pool
- Washer/Dryer Hookups
- Year Built: 1978
Unit amenities
- Balcony
- Black Appliances
- Breakfast Bar
- Ice Maker
- Large Closets
- Private Entrance
- Window Coverings
Pet policy
Cats allowed- $300 one time fee
- $10 monthly pet fee
- 2 pets max
- Cat
Dogs allowed- $300 one time fee
- $10 monthly pet fee
- 2 pets max
- Dog
Terms at Turtle Lake
12 months.
Office hours at Turtle Lake
Sunday: Closed
Monday: 8:30 AM to 5:30 PM
Tuesday: 8:30 AM to 5:30 PM
Wednesday: 8:30 AM to 5:30 PM
Thursday: 8:30 AM to 5:30 PM
Friday: 8:30 AM to 5:30 PM
Saturday: Closed
Monday: 8:30 AM to 5:30 PM
Tuesday: 8:30 AM to 5:30 PM
Wednesday: 8:30 AM to 5:30 PM
Thursday: 8:30 AM to 5:30 PM
Friday: 8:30 AM to 5:30 PM
Saturday: Closed
Nearby schools
Students who live in Turtle Lake attend the following Bay (Unified School District) public schools:
AllPrimaryMiddleHigh
Showing 3 of
3 schools.
GreatSchools ratings are based on test scores and additional metrics when available.
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Frequently asked questions
How many apartment units are available and what are their rents?
- There are 6 one-bedroom apartments available starting at $1,135
- There are 8 two-bedroom apartments available starting at $1,305
- There is 1 three-bedroom apartment available for $1,545