803 S 36th St

THIS IS A LEASE WITH OPTION TO BUY (RENT TO OWN) PROGRAM Sale Price: $114,900.00 Terms: Lease/Option (Rent to Own) $3500 to $6000 down and only $995.00 per month (includes taxes & insurance). Build nice equity with our program plus have built-in equity from the start; other similar homes in mint condition nearby are for sale or have sold for $125,000 to $160,000). Easy qualifying, no banks until or unless you are ready for that step, plus down payment assistance programs are available if you do not have the full $6000 down payment at this time. You may put a minimum of $3500 down and pay the balance of the down payment off at $80 per month and/or pay it off with your tax refund next year. You will also build nice equity in this home with our great rent credit program toward the purchase of this home in the first year $350.00 of your on-time monthly payment is credited toward purchasing this home on our rent-to-own program. After one year, the monthly rent credit is $150 per month. This is a great way to save for a down payment/build equity toward purchasing this home to be used at a later date when applying for a mortgage loan to complete the purchase of the home and exit the rent-to-own program or refinance out of the owner financing. You may take as long as you need to get in a position to qualify for a standard mortgage or FHA mortgage. There are no use-it or lose-it deadlines or balloon payments due after 1, 2, or 3 years, like most rent-to-own programs available in this area. Home Information: Nice 1-story home located in a quiet neighborhood on South Bend's Eastside River Park neighborhood with a nice fenced backyard. The home has 2 good sized bedrooms, a clean full basement with the potential for an additional den, bedroom, or additional living space, a 1.5-car garage along with an additional paved parking area next to the garage, a nice bathroom with a shower and nice flooring, nice hardwood flooring in a good portion of the interior, a nice living room/dining room, a nice large eat-in kitchen with a stove and refrigerator, vinyl siding and limestone brick on the exterior, ceiling fans throughout, gas hot water heater, a gas furnace, and central air. This charming yet very affordable home is located in a great area that is conveniently located near schools, parks, and shopping. To Purchase This Home: If inquiring about Lease/Option (Rent to Own), the following programs are available: Lease to Own with $6000 down and monthly payments of $995 per month, including taxes and insurance. Some down payment assistance programs are available for lease-to-own/rent-to-own buyers with decent qualifications but who may be short the standard down payment of $6000. You may qualify to put down less ($3500, $4000, $4500, etc.) up front and make small payments on the balance of the down payment each month until the $6000 down required is met, and/or you may use your tax refund that may be available this year or next year. Feel free to contact us for more information. Also, Owner Financing (Land Contract financing) is available with $15,000 down and monthly payments of approximately $895.00 per month, including taxes and insurance. This is available for qualified buyers with the full down payment. You skip the bank qualifying process with our owner financing programs, where we provide the financing and make the process simple and easy.