313 Rich Hollow Rd

Rent to Own $195,000 Total $15,000 Downpayment I am loaning $180,000 $1,620 monthly payment Rent-to-own property located conveniently in Erwin; within a 20-minute drive from downtown JC/ETSU. The spacious three-bedroom, two-bathroom home features a well-equipped kitchen and expansive decks, perfect for outdoor enjoyment. The fenced-in yard and paved driveway provide additional convenience. A storage building is also included in the property. Frequently Asked Questions: 1. How do I apply & do I qualify? All you have to do is start the conversation to apply. There is no application. Text, call, or pm me anytime. 2. What if I have bad credit? You show you are serious about being a home owner by providing the downpayment. I cdo not do credit o c r background checks (I'm too busy); that's your business. However, you can use proof of making monthly payments to me to improve your credit score. 3. Am I (Jameson) the owner of the home or is fthere a bank involved h Yes I own the property 100% that I am offering; there is not a bank involved. I have paid for all the homes I sell rent to own in full, & I have no loans of any type on any of the homes. Reliable Title in Johnson City can confirm that I have TITLE INSURANCE on all homes. 4. Can the payment be decreased? What if I want to make a larger down payment ? A larger downpayment will lower the monthly payment. (Also, depending on the circumstances, I have lowered the total price of the home, which also decreases the payment, to incentivizing you providing a larger down payment.) There will never be another balloon payment required: the loan can run the full term, & there is not a penalty to pay off early. You can pay me off the principal at anytime & any amount you pay above the payment is added together and deducted from the remaining principal if you would like to pay the home off early. 5. What if I want to make changes to the home ? The homes I offer for Rent to Own are sold "as is", because you own the home and can make it exactly as you prefer. I just need to be notified of anything major to make sure there isn't anything load-bearing or structural changed, or a mo dification that might devalue the property. You can feel free to make the changes to the home that you like. 6. Do we have a closing? The credit union I am a member of will notarize contracts for free. I normally meet at the credit union to sign and notarize the contract when I accept the downpayment. You will leave with a notarized & embossed contract signed by you and myself. 7. How do I view the home? There is a coded lock on the door. Give me a call or send me a message and I will tell you how to access the property. A higher downpayment will result in a lower monthly payment. I also have other rent to own properties available in the Tri-cities-Johnson City, Kingsport. Call me or send me a message for more information. This home is RENT TO OWN only, it is NOT for rent. You can make this your forever home with a $15,000 down payment and monthly payments. No section 8. THIS HOUSE IS RENT TO OWN ONLY. NO MONTHLY RENTALS. This is not a scam. People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for my rent to own homes. There is no application.