Mapping The Affordability of San Francisco Neighborhoods Across 13 Entry-Level College Graduate Salaries

When it comes to determining what you can afford to rent, the old rule of thumb says you should allocate no more than 33% of your income toward rent. As we approach college graduation season, with millions of educated and enthusiastic young minds poised to take on the working world, we wondered what that number looks like in the context of the San Francisco rental market. (Where, just last month, median rent for a 1-bedroom apartment surpassed that of Manhattan.)

Using occupational census data we compiled by zip code, we took a deep-dive into the 7×7 to compare average median rent across San Francisco neighborhoods against the average entry-level salaries for 13 of the most popular college grad occupations.

The results are unsettling to say the least. For example, a recent college grad aspiring to be a social worker will not be able to rent in San Francisco proper without paying more than 33% of their income on rent.

Have a look at the maps below for a stark visual contrast in affordability across the 7×7 for college grads (ages 22-30) in 13 different industries. We’ve ordered occupations by average income level, highest to lowest. The darker the shade of red, the less affordable the neighborhood is for that occupation:

Lawyers & Judicial Workers – Median Entry Level Income: $91,862

Stay Under 33%:

Bayview, Outer Mission, Lakeshore, The Marina, Russian Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview, Excelsior, Crocker Amazon, Parkside, Downtown

Over 33%:

SOMA, Nob Hill, North Beach

Police Officer – Median Entry Level Income: $85,000

Stay Under 33%:

Bayview, Outer Mission, Lakeshore, Chinatown, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview, Excelsior, Crocker Amazon, Parkside, Downtown

Over 33%:

SOMA, Financial District, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights

Software Developer – Median Entry Level Income: $84,718

Stay Under 33%:

Bayview, Excelsior, Crocker Amazon, Outer Mission, Oceanview, Parkside, Lake Shore, Outer Sunset, Inner Sunset, Outer Richmond, Inner Richmond, Twin Peaks, Diamond Heights, Noe Valley, Downtown, Presidio Heights, Chinatown, Bernal Heights, Potrero Hill

Over 33%:

The Mission, SOMA, Western Addition, Haight Ashbury, Financial District, Nob Hill, Pacific Heights, The Marina, Russian Hill, North Beach

Registered Nurse – Median Entry Level Income: $71,449

Stay Under 33%:

Bayview, Outer Mission, Lakeshore, Chinatown, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview, Excelsior, Crocker Amazon, Parkside, Downtown

Over 33%:

SOMA, Noe Valley, The Mission, Haight-Ashbury, Western Addition,  Financial District, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Potrero Hill, Presidio Heights

Accountant & Auditor – Median Entry Level Income: $56,000

Stay Under 33%:

Bayview, Outer Mission, Oceanview, Excelsior, Crocker Amazon, Twin Peaks, Parkside, Downtown. Outer Sunset

Over 33%:

Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Bernal Heights

Human Resources Worker – Median Entry Level Income: $55,000

Stay Under 33%:

Bayview, Excelsior, Crocker Amazon, Outer Mission, Oceanview, Parkside, Outer Sunset, Twin Peaks, Downtown

Over 33%:

Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Bernal Heights

Financial Manager – Median Entry Level Income: $54,000

Stay Under 33%:

Bayview, Excelsior, Crocker Amazon, Oceanview, Parkside, Outer Sunset, Twin Peaks, Downtown

Over 33%:

Outer Mission, Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Bernal Heights,

Marketing & Sales Manager – Median Entry Level Income: $46,000

Stay Under 33%:

Oceanview, Excelsior, Crocker Amazon, Parkside, Downtown

Over 33%:

Bayview, Outer Mission, Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights

Designers – Median Entry Level Income: $45,000

Stay Under 33%:
Excelsior, Crocker Amazon, Parkside, Downtown
Over 33%:
The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Bayview, Outer Mission, Oceanview, Lakeshore

Elementary School Teacher – Median Entry Level Income: $45,000

Stay Under 33%:

Excelsior, Crocker Amazon, Parkside, Downtown

Over 33%:

Bayview, Outer Mission, Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview

Physical Therapist – Median Entry Level Income: $40,828

Stay Under 33%:

Excelsior, Downtown

Over 33%:

Bayview, Outer Mission, Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview, Crocker Amazon, Parkside

Social Worker – Median Entry Level Income: $34,500

Stay Under 33%:

None

Over 33%:

Bayview, Outer Mission, Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview, Excelsior, Crocker Amazon, Parkside, Downtown

Waiters & Waitresses – Median Entry Level Income: $27,800

Stay Under 33%:

None

Over 33%:

Bayview, Outer Mission, Lakeshore, The Marina, North Beach, Russian Hill, Nob Hill, Pacific Heights, Chinatown, Financial District, Presidio Heights, Inner Sunset, Outer Sunset, Inner Richmond, Outer Richmond, Haight-Ashbury, Western Addition, The Mission, Potrero Hill, SOMA, Noe Valley, Diamond Heights, Twin Peaks, Bernal Heights, Oceanview, Excelsior, Crocker Amazon, Parkside, Downtown