Vette Vill
Vette Vill
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4 years ago
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Is it possible to buy a house with bad credit and no money down?

I'm thinking about buying a house but haven't been able to save up money and I have bad credit.
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melvin pasley
melvin pasley
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4 years ago
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To rephrase your question "is it possible to get someone to loan me a few hundred thousand dollars" after I have established a history of not paying my bills and I am not putting any of my own money into the purchase?" Sure, I can't imangine why you would have any trouble finding someone to loan you that money. Now lets get real. Start paying your bills, payoff any collections, save up a down payment, keep you credit cards paid off (and keep your oldest cards) and work hard to get you FICO up to 650 or better 750 and then you could buy a house with a down payment. Or you could do all of the above, and joint the military and after your combat tours are over you could buy with no money down using your VA insured mortgage.
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Kelly Weller
Kelly Weller
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3 years ago
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Melvin (what a classy name, by the way),

Don't you have anything better to do than to read people's questions and ASSUME you know what you're talking about, or, ASSUME you know what they're going through??? Get a life, idiot. Let me guess....you don't have any friends or family and that's why you get on here to ridicule other people in a tough economy. What a classy man you are....NOT!

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Vette Vill
Vette Vill
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4 years ago
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Wow! That answer wasn't at all sarcastic. Thank you for the empathy in this trying economy.

I've actually had a problem with hospital bills not credit cards. I've already began to rebuild my credit by going bankrupt & actually getting a credit card. It seems to be a good way to get credit. Anyway, I'm not sure I want to buy a house and I was just wondering because, buying a car, you don't need good credit, just a long term job. Btw, I own my car & bought it in 2007... Off the lot. As of recently, I have less and less money to spend on such things when one bottle of soda is now over 2$ but my pay has stayed the same as it was when that same bottle was 1$. Thanks for the advice, you've obviously got your life together. Must be doing really well.

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Trevor Seemann
Trevor Seemann
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3 years ago
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If you are having difficulty getting financing there is big reason for this.A lack of collateral. Lenders want their loans backed by something of value.That is where we can help. We are collateral providers.With our financial guarantees you can get a loan from $100,000 to $10 million and above.The collateral we provide will guarantee your debt until it is paid off.This is an effective form of alternative funding.All you need is a good business plan or executive summary.Respond Promptly for further details..trevor_seemann@yahoo.com

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