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3 years ago
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does anyone know about a single mothers home loan or grant program?

i am a first time homebuyer and unmarried mother of 2. i was told by a few people that there are programs for first time homebuyers and for single mothers. anyone have info about this?
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3 years ago
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There are two programs that can help you. Both of them require you to take 2 3 hr classes about buying a home and educated on one of the programs, you need the certificate to get the help. The first one is called POP housing and the other is a state bond program that will provide you $7500 towards downpayment and closing costs. With an FHA loan which only requires 3 1/2 % down this should be plenty if you buy modestly. I am a single mom who is taking advantage of the bond program and in the process if buying a home now. The people at the classes are very good with info on the pop housing but not very knowledgable about the state bond program. A good lender will be though. I used joy porch with BB&T for my lender and Janet Miley Thomas of Remax/Palm Harbor. Both great ladies that work as a team for you.take ya in the right direction. you can find out more about the pop classes and certificate online.
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3 years ago
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have you tried for an FHA loan? it used to be 3% down, you would have to have verifiable income, and I am not sure about credit rating. the interest is usually higher because it is Fanni Mae or Fredi Mac loan. Talk to a realtor about pre qualification they should know how to help you. Good luck.
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3 years ago
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Hi Tara,
There are grant programs available that offer no money down and there are several other programs that only require 3% to 3.5% down - all with very competitive rates. Regardless of the program you must have good credit, reserves and a stable income. If you'd like to find out if you qualify for a no money down program please contact me, 877-255-3554 x136. thanks, Tim Saxon
Browsing Housing
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3 months ago
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hello

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