My suggestion is that you speak with the Lessor and take a look (or have your agent) at the Rental Agreement. That contract will outline all of your rights and responsibilities.

A swimming pool owner may be liable in drowning accidents that are the result of:
Poorly supervised pools
Risky behavior encouraged by the pool owner
Defective pools
Poorly maintained pools

YOU SHOULD GET RENTERS INSURANCE TO COVER LIABILITY ITS NOT THAT EXPENSIVE AND YOU CAN GET A MILLION DOLLAR POLICY

Ok, its so frustrating that real estate professionals don't even seem to understand umbrella policies. An umbrella policy just increases the limits of an existing liability policy- which means it may not be necessary to purchase one AT ALL. Renters policies (which can include liability) are notoriously cheap, so yes, you should get one b/c it can be as little as $10 a month. But, finding a an insurance company that will cover ALL pool related accidents is be impossible- but some do cover a very reasonable amount. Start by speaking to insurance agents that you trust and ask for quotes from several different companies. Once you have a few competitive prices, get the agent to find the specific verbiage in the policy form that explains how the policy they are selling you will cover pool accidents. If they grumble or say they can't find it, move on, they are not interested in helping you, b/c it is always there. The key here is finding an agent you trust and being able to tell them specifically what you need and want out of your renters policy.

Yes a little of all of the above are true. Like the property owner's home owner's insurance being in play. But, if the property is an income property for the owner, there may be certain exclusions in their policy that you may not have privy to. Also, most Renter's insurance policies cover only property damage or loss, not personal injury. So, I recommend to err on the side of caution. Purchase a rider to your renter's policy that covers personal injury to any guest (and their children) that might visit you. (Remember the boy who died at Tommy Lee's son's birthday party) Hopefully you will NEVER have to make a claim but it if you ever did have the need you wont be paying to make a unforseen tragedy "right" until the day you die.

Answered by Barbara Levandoski, Realtor Studio City CA

i have bought that house so i have a question about Hall how i can book the hall for party ??

If you rent a house with a pool, the landlord's home owner insurance does cover liability along with the number of people who are renting the home. However, it is a common practice that when renting a home, the home owner will require you, the tenant, to also have renters insurance. This means if you intend on using the pool, that will also be under your renter's insurance coverage. My advice is to speak to an insruance agent so you know the laws in your state and also - always get renters insurance - pool or no pool. A landlord is not renting the pool to you, only the home - which means if you intend to use the pool, be sure it is written in your lease and never "assume" the landlord's homeowners insurance will cover your use of the pool, especially if you have an outdoor party with guest that do not reside in the property.

many towns require the pool be completely fenced in....provides safety for kids and animals of a curious nature. cost is wholly dependent on pool size and how well it is maintained....in my experience an above ground 30' pool would add about $10 to $15.00 per month in added utility costs (water and electric). it has been worth it!

Best Advise...call your Insurance Company to discuss your concerns. Sometimes they offer an umbrella policy...
Rich Ferretti
Charlotte NC Real Estate Professional